Why do you get an Insurance Discount?
With our ADT monitored alarm systems you will be getting a special certificate of your new level of home protection that will get you from 20% to 25% off your home insurance policy. This is because ADT is a ULC certified company that insurance companies recognize as a leader in security. The fact that it protects not only against burglary but against fire, intrusion and helps in the case of medical emergency, is why ADT provides an even bigger saving than regular alarm systems! With this saving it’s like offering you a discount on the monthly fees, since you will be saving on your insurance payments!
The inclusion of these items wil also improve your homeowner's insurance discount:
- The presence of one or more Carbon Monoxide Detectors.
- The presence of one or more Photoelectric Smoke Detectors.
- Adding Cellular backup unit to your monitored Alarm System.
- Choosing a Two-Way Voice Alarm System.
Increasing your savings
Another way you can increase the discount on your homeowner's insurance is by raising yout deductible. The deductible is the amount of money you have to pay toward a loss before your insurance kicks in. Typically, deductibles start at $250. Increase your deductible to:
- $500 and save up to 12% on your premiums.
- $1,000 and save up to 24%.
- $2,500 and save up to 30%.
- $5,000 and save up to 37%.
Since with your ADT monitored alarm system you will also get a Theft Protection Guarantee that pays your insurance deductible up to $500, in the event of a home burglary, if your ADT alarm system was activated at the time of robbery*, you can easily raise your deductible to the next level of savings with confidence! Remember though, that when raising this deductible, in case of other problems at home needing the use of your insurance, our deductible guarantee does not help, this is only in case of burglary while your system was activated.
What are you waiting for? Come check out our Alarm System Promotions and choose the best one for your home!
To be eligible to receive the reimbursement of up to five hundred dollars ($500) of Customer's homeowner's insurance deductible (if any), they must meet ALL of the following requirements to ADT's reasonable satisfaction; (i) the property loss was the result of a burglary that took place while Customer's ADT security system was in good working order and was "on", and while all of Customer's doors and windows were locked; and (ii) the intruder entered the residence through a door, window, or any other area equipped with an ADT detection device and such detection device was not "by-passed"; and (iii) Customer is not in any way default under the ADT Residential Systems Customer's Order; and (iv) Customer files a written claim with it's homewoners' insurance company, and such claim is not rejected or otherwise contested by the insurer; and (v) Customer reports the burglary loss to the appropriate police department and obtains a written police report; and (vi) Customer provides ADT with copies of the insurance claim report, the police report, and proof of settlement by insurance carrier; and (vii) Customer certifies in writing to ADT (by signing an Original Certificate of Theft Protection, sighed by Customer, and presenting it to ADT) that all of the foregoing requirements have been satisfied. Customer understands that presentation of the ORIGINAL CERTIFICATE signed by Customer is required and understands that ADT reserves the right to reject any application for reimbursement that does not comply with ALL of the requirements. Photocopies or other reproductions of the Theft Protection Certificate will NOT be accepted. Applicable for residential customers only.
